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Financial planners earn their living by helping people choose securities, insurance and other financial products. They provide services and advice for retirement planning, college funding, estate planning and general investment.
CFP certification programmes are offered in India by FPSBI, which is affiliated with FPSB Inc, Denver, USA and is the sole licensing authority for CFP certification in India. FPSBI proactively guides the development and promotion of standards for financial planning professionals.
If we look at regulatory trends, they certainly indicate a clear shift towards professionalization and fee-based advisories in the financial services sector, following growing demand for financial planners from corporate and retail investors. A number of other factors like scaled-up training infrastructure and mass awareness about the need for financial planning will boost demand for CFP professionals.